What It Covers
Medical bills; lost wages; disability payments; death benefits for on-the-job injuries
Exclusions
Volunteer injuries (volunteers are not employees); independent contractors (varies by state)
| Limit Type | Amount |
|---|---|
| Minimum | State-mandated benefits |
| Recommended | State-mandated benefits |
Myth
'Our coaches are volunteers so we don't need this' — paid coaches and staff trigger mandatory WC requirements.
Fact
This coverage is essential for every youth sports organization. Players Health provides comprehensive workers comp policies with support and guidance.
Cost & Availability
Estimated cost: ~$900/yr for most leagues. Pricing varies based on your organization size, sport, and specific risk profile.