What It Covers
Bodily injury to spectators; property damage; personal injury; legal defense costs
Exclusions
Participant injuries (without participant liability endorsement); intentional acts; auto liability
| Limit Type | Amount |
|---|---|
| Minimum | $1M per occ / $2M agg |
| Recommended | $1M per occ / $2M agg |
Myth
'Our venue's insurance covers us' — it does not. Venues insure the facility, not your organization.
Fact
This coverage is essential for every youth sports organization. Players Health provides comprehensive general liability policies with support and guidance.
Cost & Availability
Estimated cost: $300–$800/yr. Pricing varies based on your organization size, sport, and specific risk profile.