What It Covers
Equipment theft; vandalism; fire damage; equipment in transit; equipment at secondary storage
Exclusions
Equipment owned by individual players; normal wear and tear; flood (requires separate endorsement)
| Limit Type | Amount |
|---|---|
| Minimum | $25K crime / replacement value |
| Recommended | At full replacement value |
Myth
'Our facility's insurance covers our equipment' — it covers the building, not your gear inside it.
Fact
This coverage is essential for every youth sports organization. Players Health provides comprehensive property & equipment policies with support and guidance.
Cost & Availability
Estimated cost: $300 minimum / ~$0.0153 per $1 of value. Pricing varies based on your organization size, sport, and specific risk profile.