What It Covers
Legal defense costs; settlements; claims alleging failure to screen or supervise
Exclusions
Intentional criminal acts by the organization; claims arising when required safeguards were not implemented
| Limit Type | Amount |
|---|---|
| Minimum | $250K per occ / $1M agg |
| Recommended | $1M per occ |
Myth
'Our GL covers this' — SAM is almost universally excluded from standard CGL policies.
Fact
This coverage is essential for every youth sports organization. Players Health provides comprehensive sam policies with support and guidance.
Cost & Availability
Estimated cost: $200–$2,000+/yr. Pricing varies based on your organization size, sport, and specific risk profile.