Orangetheory Franchise Insurance in Minnesota

As a Orangetheory franchisee in Minnesota, your franchise agreement likely requires you to maintain specific insurance coverages — general liability, property, and potentially professional liability. Meeting these requirements while keeping costs manageable is where Players Health comes in.

We work with fitness franchisees across Minnesota to provide coverage that satisfies corporate requirements and protects your location from everyday risks.

Coverage	Details	Available
General Liability	$1M–$5M per occurrence	✓
Professional Liability	Trainer and staff negligence	✓
Commercial Property	Equipment and leasehold improvements	✓
Workers Compensation	Staff injuries	✓
Umbrella / Excess	Additional limits above primary coverage	✓

Franchise Agreement Coverage Requirements

Orangetheory franchise agreements typically specify minimum insurance limits and required additional insureds (including the franchisor). Players Health policies are structured to meet standard Orangetheory Fitness franchise requirements, and we can review your FDD coverage obligations to ensure compliance.

Does my Orangetheory franchise agreement specify the insurance I need in Minnesota?

Yes — your Franchise Disclosure Document (FDD) outlines required coverage types and minimum limits. Players Health can review your FDD and build a policy that satisfies corporate requirements while staying competitive on price.

Can Players Health add the Orangetheory franchisor as an additional insured?

Absolutely. Additional insured endorsements for franchisors are standard on our fitness franchise policies and can be added at no extra cost.

Orangetheory Insurance in Minnesota

Insure Your Orangetheory Location in Minnesota