The Short Answer
Sexual Misconduct Liability insurance is a critical component of any comprehensive sports organization coverage program. It addresses a specific type of risk that general liability alone does not cover.
For youth sports and fitness organizations, Sexual Misconduct Liability provides financial protection when claims arise in connection with your operations, participants, staff, or organizational governance.
Players Health offers Sexual Misconduct Liability as part of bundled sports insurance programs. Bundling multiple coverages under one policy ensures there are no gaps between policies and typically reduces your overall premium cost.
To learn whether Sexual Misconduct Liability is the right addition to your insurance program, talk to a Players Health specialist or get a quote online. Our team can walk you through what's covered, what the limits should be, and how the coverage interacts with your other policies.
Coverage Overview
| Coverage Type | Applies? |
|---|---|
| General Liability | ✓ |
| Sexual Misconduct Liability | ✓ |
| Accident Medical | ✓ |
| Directors & Officers | ✓ |
| Abuse & Molestation | – |
| Workers Compensation | – |
| Property Coverage | – |
| Umbrella / Excess | ✓ |