The Short Answer
A cheerleading nonprofit organization faces liability exposure from participant injuries, coaching decisions, venue agreements, and organizational governance. The right insurance program addresses all of these risks under one comprehensive policy.
At minimum, a cheerleading nonprofit organization needs general liability ($1M/$2M is the standard), accident medical for participants, and abuse & molestation coverage. If the nonprofit organization has paid staff, workers compensation is likely required in your state.
Players Health specializes in coverage for cheerleading organizations of all types — from small recreational nonprofit organizations to large competitive programs. Our online platform delivers instant quotes and certificates accepted by parks departments and facilities nationwide.
Getting covered takes about 10 minutes. Enter your organization details, choose your coverage limits, and bind your policy instantly. Certificates issue same-day.
Coverage Overview
| Coverage Type | Applies? |
|---|---|
| General Liability | ✓ |
| Accident Medical | ✓ |
| Abuse & Molestation | ✓ |
| Directors & Officers | ✓ |
| Umbrella / Excess | ✓ |
| Workers Compensation | – |
| Property Coverage | – |
| Event Cancellation | – |