The Short Answer
A camp director working in Illinois faces personal liability exposure for their professional decisions and conduct. While your organization may carry general liability, that policy typically does not fully protect individual camp directors from personal claims.
Illinois has its own rules governing liability for sports professionals. Individual camp director liability insurance provides a personal layer of protection — covering your legal defense and any settlements arising from claims connected to your work.
Many Illinois facilities and organizations now require camp directors to carry their own $1M general liability policy in addition to the organization's coverage. Players Health offers individual policies for camp directors that satisfy these requirements and issue certificates instantly.
The cost of individual camp director insurance in Illinois is typically $150–$500 per year. Players Health's online platform makes it easy to get a quote and bind coverage without calling a broker.
Coverage Overview
| Coverage Type | Applies? |
|---|---|
| General Liability | ✓ |
| Accident Medical | ✓ |
| Abuse & Molestation | ✓ |
| Directors & Officers | ✓ |
| Umbrella / Excess | ✓ |
| Workers Compensation | – |
| Property Coverage | – |
| Event Cancellation | – |