The Short Answer
Sports leagues operating in Florida need Directors & Officers to meet the requirements of Florida parks departments, school facilities, and national governing bodies. While state law doesn't always mandate specific insurance types, venues universally require proof of coverage.
For Florida sports leagues, Directors & Officers that covers governance and leadership liability is the baseline protection. Larger programs and those operating in urban Florida markets may need higher limits than the standard $1M/$2M minimum.
Florida has specific risk characteristics that affect insurance needs — from its litigation environment to its climate and facility types. Players Health understands Florida's requirements and provides coverage accepted throughout the state.
Getting Directors & Officers for your Florida sports league takes minutes with Players Health's online platform. Instant quotes, same-day certificates, and coverage that meets every Florida facility requirement.
Coverage Overview
| Coverage Type | Applies? |
|---|---|
| General Liability | ✓ |
| Accident Medical | ✓ |
| Abuse & Molestation | ✓ |
| Directors & Officers | ✓ |
| Umbrella / Excess | ✓ |
| Workers Compensation | – |
| Property Coverage | – |
| Event Cancellation | – |