The Short Answer
Sports leagues operating in Texas need Abuse & Molestation to meet the requirements of Texas parks departments, school facilities, and national governing bodies. While state law doesn't always mandate specific insurance types, venues universally require proof of coverage.
For Texas sports leagues, Abuse & Molestation that covers claims involving misconduct with minors is the baseline protection. Larger programs and those operating in urban Texas markets may need higher limits than the standard $1M/$2M minimum.
Texas has specific risk characteristics that affect insurance needs — from its litigation environment to its climate and facility types. Players Health understands Texas's requirements and provides coverage accepted throughout the state.
Getting Abuse & Molestation for your Texas sports league takes minutes with Players Health's online platform. Instant quotes, same-day certificates, and coverage that meets every Texas facility requirement.
Coverage Overview
| Coverage Type | Applies? |
|---|---|
| General Liability | ✓ |
| Accident Medical | ✓ |
| Abuse & Molestation | ✓ |
| Directors & Officers | ✓ |
| Umbrella / Excess | ✓ |
| Workers Compensation | – |
| Property Coverage | – |
| Event Cancellation | – |