The Short Answer
While Montana state law doesn't universally mandate Property Insurance for all youth programs, it is practically required wherever youth sports organizations interact with public facilities, school property, or national governing bodies.
Property Insurance addressing organization-owned equipment and facilities is a standard requirement in virtually every Montana park permit, field use agreement, and facility contract. Organizations operating without it risk losing access to fields and facilities.
Beyond facility requirements, Montana organizations should carry Property Insurance to protect against the genuine financial risks of operating youth programs. Even a single uninsured claim can threaten an organization's financial viability.
Players Health provides Property Insurance for youth programs across Montana. Our certificates are accepted by Montana park systems, school districts, and national associations. Bind coverage online today.
Coverage Overview
| Coverage Type | Applies? |
|---|---|
| General Liability | ✓ |
| Accident Medical | ✓ |
| Abuse & Molestation | ✓ |
| Directors & Officers | ✓ |
| Umbrella / Excess | ✓ |
| Workers Compensation | – |
| Property Coverage | – |
| Event Cancellation | – |