The Short Answer
While California state law doesn't universally mandate Directors & Officers for all youth programs, it is practically required wherever youth sports organizations interact with public facilities, school property, or national governing bodies.
Directors & Officers addressing governance and leadership liability is a standard requirement in virtually every California park permit, field use agreement, and facility contract. Organizations operating without it risk losing access to fields and facilities.
Beyond facility requirements, California organizations should carry Directors & Officers to protect against the genuine financial risks of operating youth programs. Even a single uninsured claim can threaten an organization's financial viability.
Players Health provides Directors & Officers for youth programs across California. Our certificates are accepted by California park systems, school districts, and national associations. Bind coverage online today.
Coverage Overview
| Coverage Type | Applies? |
|---|---|
| General Liability | ✓ |
| Accident Medical | ✓ |
| Abuse & Molestation | ✓ |
| Directors & Officers | ✓ |
| Umbrella / Excess | ✓ |
| Workers Compensation | – |
| Property Coverage | – |
| Event Cancellation | – |