The Short Answer
The cost of youth sports insurance depends on several factors: the sport, the number of participants, the organization type (league, club, camp, tournament), the state, and the coverage limits selected. Players Health provides instant online quotes so you don't have to guess.
For a small recreational league (50–100 participants), a basic general liability + accident medical policy typically costs $500–$1,500 per year. Larger competitive leagues, travel programs, and camps with hundreds of participants can expect premiums in the $1,500–$5,000+ range.
The sport matters significantly to pricing. High-contact sports like tackle football, wrestling, and competitive cheerleading carry higher premiums than lower-contact sports like recreational soccer or volleyball. Adventure sports and extreme activities are priced separately.
Players Health offers transparent, competitive pricing with no broker fees. You can compare coverage options, adjust limits, and see your exact premium online before purchasing. Most organizations can bind coverage in under 10 minutes.
Coverage Overview
| Coverage Type | Applies? |
|---|---|
| General Liability | ✓ |
| Accident Medical | ✓ |
| Directors & Officers | ✓ |
| Abuse & Molestation | ✓ |
| Umbrella / Excess | ✓ |
| Workers Compensation | – |
| Property Coverage | – |
| Event Cancellation | – |