The Short Answer
spin professionals face specific liability exposures tied to the intensity, techniques, and equipment involved in their discipline. General liability and professional liability are the foundation of any spin instructor's or studio owner's coverage program.
A spin instructor should carry: general liability (covers injuries during class), professional liability (covers claims that your instruction caused harm), and if applicable, property insurance for any equipment you own. Studios with employees also need workers compensation.
Players Health's fitness insurance program is designed for all modalities including spin. Whether you're an independent instructor, a boutique studio owner, or a franchise operator, we have a policy that fits your needs and budget.
Get a quote online in minutes. Players Health provides instant certificates accepted by studios, gyms, and facilities where you teach or train. Coverage binds same-day.
Coverage Overview
| Coverage Type | Applies? |
|---|---|
| General Liability | ✓ |
| Professional Liability | ✓ |
| Accident Medical | ✓ |
| Property Coverage | ✓ |
| Workers Compensation | ✓ |
| Abuse & Molestation | ✓ |
| Umbrella / Excess | ✓ |
| Business Interruption | ✓ |