The Short Answer
Rhode Island does not have a single statewide mandate requiring youth sports organizations to carry Property Insurance, but practical requirements from facilities, parks departments, and governing bodies make it effectively mandatory in most situations.
Property Insurance covers organization-owned equipment and facilities. For a Rhode Island youth sports organization, this protection is essential because Rhode Island's park systems and school districts require proof of coverage before granting field permits.
The standard minimum for Property Insurance in Rhode Island is typically $1 million per occurrence for general liability coverages, with higher limits required by some municipalities. Players Health offers Rhode Island-compliant certificates accepted statewide.
Players Health makes it simple for Rhode Island organizations to meet all insurance requirements. Get an instant online quote, bind coverage, and issue certificates — all without calling a broker.
Coverage Overview
| Coverage Type | Applies? |
|---|---|
| General Liability | ✓ |
| Accident Medical | ✓ |
| Abuse & Molestation | ✓ |
| Directors & Officers | ✓ |
| Umbrella / Excess | ✓ |
| Workers Compensation | – |
| Property Coverage | – |
| Event Cancellation | – |