The Short Answer
Rhode Island does not have a single statewide mandate requiring youth sports organizations to carry Directors & Officers, but practical requirements from facilities, parks departments, and governing bodies make it effectively mandatory in most situations.
Directors & Officers covers governance and leadership liability. For a Rhode Island youth sports organization, this protection is essential because Rhode Island's park systems and school districts require proof of coverage before granting field permits.
The standard minimum for Directors & Officers in Rhode Island is typically $1 million per occurrence for general liability coverages, with higher limits required by some municipalities. Players Health offers Rhode Island-compliant certificates accepted statewide.
Players Health makes it simple for Rhode Island organizations to meet all insurance requirements. Get an instant online quote, bind coverage, and issue certificates — all without calling a broker.
Coverage Overview
| Coverage Type | Applies? |
|---|---|
| General Liability | ✓ |
| Accident Medical | ✓ |
| Abuse & Molestation | ✓ |
| Directors & Officers | ✓ |
| Umbrella / Excess | ✓ |
| Workers Compensation | – |
| Property Coverage | – |
| Event Cancellation | – |