The Short Answer
Louisiana does not have a single statewide mandate requiring youth sports organizations to carry Professional Liability, but practical requirements from facilities, parks departments, and governing bodies make it effectively mandatory in most situations.
Professional Liability covers instruction and coaching errors and omissions. For a Louisiana youth sports organization, this protection is essential because Louisiana's park systems and school districts require proof of coverage before granting field permits.
The standard minimum for Professional Liability in Louisiana is typically $1 million per occurrence for general liability coverages, with higher limits required by some municipalities. Players Health offers Louisiana-compliant certificates accepted statewide.
Players Health makes it simple for Louisiana organizations to meet all insurance requirements. Get an instant online quote, bind coverage, and issue certificates — all without calling a broker.
Coverage Overview
| Coverage Type | Applies? |
|---|---|
| General Liability | ✓ |
| Accident Medical | ✓ |
| Abuse & Molestation | ✓ |
| Directors & Officers | ✓ |
| Umbrella / Excess | ✓ |
| Workers Compensation | – |
| Property Coverage | – |
| Event Cancellation | – |