The Short Answer
Running a youth sports camp creates the highest concentration of risk in the sports industry. You have minor children in your care for extended periods, often with overnight stays, physical conditioning, and training activities that carry inherent injury risk.
Camp directors need a comprehensive insurance stack: general liability, accident medical, abuse & molestation, workers compensation, property coverage, and if residential, camp liability insurance that specifically covers overnight programs.
Abuse & molestation coverage is non-negotiable for any organization that works with minors, and especially for residential camps. Players Health includes A&M coverage as a standard component of every youth camp policy.
Most state licensing requirements for youth camps mandate specific insurance minimums. Players Health's camp specialists understand these state-by-state requirements and can ensure your policy meets all applicable regulations before your season starts.
Coverage Overview
| Coverage Type | Applies? |
|---|---|
| General Liability | ✓ |
| Professional Liability / E&O | ✓ |
| Abuse & Molestation | ✓ |
| Directors & Officers | ✓ |
| Accident Medical | – |
| Workers Compensation | – |
| Property Coverage | – |
| Umbrella / Excess | ✓ |