The Short Answer
Hosting a football tournament in Michigan requires proof of general liability insurance before most Michigan parks departments, school districts, and private venues will grant a permit. The standard minimum is $1 million per occurrence.
Michigan tournament organizers also need to consider participant accident medical coverage, which pays for injured athletes' medical costs regardless of fault — reducing the chance that small injuries escalate into liability claims.
Players Health can issue a Michigan-compliant certificate of insurance for your football tournament same-day. We understand the specific additional insured language and limits required by Michigan municipalities and can customize your certificate accordingly.
Whether your tournament is a single-day event or a multi-day invitational, Players Health has both single-event and annual tournament organizer policies. Get a quote online in minutes.
Coverage Overview
| Coverage Type | Applies? |
|---|---|
| General Liability | ✓ |
| Accident Medical | ✓ |
| Abuse & Molestation | ✓ |
| Directors & Officers | ✓ |
| Umbrella / Excess | ✓ |
| Workers Compensation | – |
| Property Coverage | – |
| Event Cancellation | – |