What It Covers
Wrongful employment decisions; discrimination claims; failure to follow bylaws; financial mismanagement
Exclusions
Bodily injury (covered by GL); criminal acts; fraud; claims covered by other policies
| Limit Type | Amount |
|---|---|
| Minimum | $1M per claim |
| Recommended | $1M per claim |
Myth
'Our GL covers board members' — D&O and GL are separate policies that cover different exposures.
Fact
This coverage is essential for every youth sports organization. Players Health provides comprehensive d&o policies with support and guidance.
Cost & Availability
Estimated cost: $377–$497 per governing board. Pricing varies based on your organization size, sport, and specific risk profile.